Cyprus non-dom — structuring for the next decade

For internationally mobile families relocating to Cyprus, the non-domicile regime remains one of Europe's more attractive planning frameworks. But structuring it well means looking beyond the headline benefit to how it interacts with reporting, substance and the next decade of a family's life.

Under the regime, qualifying residents may be exempt from tax on dividends and most interest for up to seventeen years. That is a meaningful advantage — but it is a starting point for planning, not the plan itself.

Getting the structure right

Substance and residence. The benefits follow genuine residence. Families should plan around real presence and a settled base, not a paper arrangement.

Cross-border reporting. Automatic exchange of information means structures must be transparent by design. We coordinate banking that is consistent with those obligations from the outset.

The long view. Succession, the location of assets and the needs of the next generation should shape the structure now, rather than being retrofitted later.

Laiki does not provide legal or tax advice; we provide the banking backbone and introduce vetted independent counsel. The value we add is coordination — making the parts of a relocation work together.

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This commentary is provided for information only and does not constitute investment, tax or legal advice. The value of investments and any income from them can fall as well as rise. Figures cited are illustrative for this prototype.