Liquidity management
Operating balances, notice deposits and laddered maturities designed around payroll, tax and capital expenditure cycles.
Corporate Treasury
Liquidity ready for what comes next.
Cash, currencies and rate exposures managed as one connected treasury agenda — with direct access to specialists who understand the operating business.
12
Core currencies
€742m
Illustrative liquidity
2.4 hrs
Average quote window
97.6%
Same-day execution
Prototype figures are illustrative and do not represent actual bank results.
Treasury toolkit
From idle cash to defined risk.
Each solution begins with the commercial exposure, not the product. We map timing, currencies, tolerances and approvals before presenting alternatives.
Foreign exchange
Spot, forwards and options for receivables, payables and balance-sheet translation risk.
Rate risk
Fixed-versus-floating analysis and hedging structures matched to debt profiles.
Cash investment policy
Counterparty limits, minimum ratings, duration bands and concentration controls translated into an investable short-term portfolio.
Liquidity ladder
Cash positioned by purpose.
An illustrative treasury structure separates immediate operating cash from known commitments and strategic reserves.
2.8%
Illustrative blended yield
41 days
Weighted maturity
Operating cash · same day24%
30-day reserve21%
90-day reserve27%
6–12 month reserve18%
Strategic liquidity10%
FX scenario
A hedge changes the range, not the reality.
Illustrative EUR/USD receivable outcomes show how a layered forward programme can reduce budget variance while retaining some participation.
68%
Exposure hedged
4.1%
Variance reduced
Control framework
Execution within clear authority.
01
Exposure map
Currencies, dates and underlying commercial flows.
02
Policy limits
Tenors, hedge ratios and authorised instruments.
03
Execution
Recorded instructions and transparent pricing.
04
Reporting
Valuation, maturity and policy compliance views.
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